Out of Pocket Fees

  • Session fees vary by therapist.
  • Individual Sessions range from $85-$210 / Session
  • Family Sessions range from $100-$210 / Session
  • An after hours fee will be submitted to insurances for any appointment occurring after 5:00 PM or on weekends or during a time that is not regularly scheduled by the therapist.

Some of the Insurances Plans We Accept

  • Aetna
  • Beacon Health
  • Blue Care Network HMO Plans
  • Blue Cross Blue Shield PPO (BCBS)
  • Blue Cross Complete
  • HAP Midwest
  • Health Spending Accounts
  • Henry Ford Health System EAP
  • Meridian
  • Molina

*We are not a provider for straight Medicaid or Medicare

*If you have out of network coverage on your PPO plan your sessions might be covered even if your policy is not on this list. Please ask us or your insurance if you have “Out of network coverage for out-patient mental health services”.

Please be aware that although we verify all benefits prior to your first session as a courtesy, your insurance will never guarantee that what they tell us is accurate. We often don’t know for sure until we receive the EOB (explanation of benefits) which arrives 30-90 days after billing your first session. With that in mind, you are ultimately responsible for knowing your benefits and the cost of sessions that are not covered by your insurance.

We bill your insurance the contracted rate for all services. This fee is designated by your insurance company. When applicable we may also bill your insurance for appointments scheduled after hours (5:00PM or later, or weekends) or appointments scheduled on holidays.


Cancellation Policy:

For appointments not cancelled with a minimum of 24 hour notice, you will personally be billed the full session rate since Ann Arbor Counseling Associates are unable to bill insurance for missed appointments  and unable to use that time with another client.


Your time slot is dedicated to you alone. If you are unable to come to your session, 24 hour notice will give us the opportunity to work with another client at that time if needed. This will ensure that everyone can have alternate appointment opportunities when those unexpected life events come up and disturb our weekly routine.